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Interest Rate

Posted by Juan on August 31, 2016 with Comments Closedas , , , , , ,

If the interest rate is very low the public wish to possess larger amounts of cash, on the other hand if the interest rate is very high, people would seek to rid the cash with the consequent future profit by not spending money on this moment. Now well, even if the audience wanted to keep or get rid of cash as you vary the interest rate, it would be for the monetary policy of the State compensate the movements in demand for money from the public, so that interest rates rise or fall too much in comparison to the expectations that the State has for the better operation of the economy. Therefore, the interest rate is fixed by the action of the supply and demand for money. Technically the interest rate will have a variation that is intimately related to the prices of bonds and shares. When people have more money that wish to maintain, given your income and the level of the interest rate, it is likely to use the extra junk money to acquire bonds or stocks and other assets. any increase in the demand for stocks and bonds drives up their prices. This simultaneously reduces the interest rate. Why is this happening? The interest rate for an action is its performance by dividends, i.e.

the dividend in dollars divided by the share price. Suppose that initially the price of a stock that pays a dividend of $5 is $50, so that the yield from dividends is 0.10 or 10% (5/50). However, if there is a performance in actions demand that forced its price to rise to $100, the yield from dividends is reduced to 0.05 or 5% (of 5/50 to 5/100) that the $5 payment in dividends are not affected by changes in the price of the shares. In the same way, the annual payment in dollars for interest on a bond long-term, say $5 per year, it is not affected by movements in the prices of the bonds. If the price of the bond is originally $50, the bonus paid a yield interest or interest rate of 10% when the price of the bond rises to $100, performance is reduced to 5%. If there is a real oversupply of money in circulation (an offer above the needs of individuals for the current level of) (income and interest rates), it is likely that the prices on shares and bonds are rising and therefore the rate of interest declining. The opposite occurs if the offer is less than the needs of society.

Germany Costs

Posted by Juan on August 29, 2016 with Comments Closedas

There are other possibilities within this new trend of flexibilization of labour relations. As comment from the firm of Sagardoy Abogados, one option is the distribute job for two people, which would then work part-time with a proportional salary reduction – and commitment to return to the original situation in three or four years. This is feasible in certain jobs for example, administrative, call-centers one option less usual, but usable in these times of crisis, would be the of bargain between company and worker not compensated absences, so that, for example, the employee take a couple of months of holidays at the expense of his salary. Source: Peter Asaro. It may not be a very good alternative for the worker (in this time of crisis, more than ever, all the money account), but it is the option so that the company can go weather the storm, perhaps some workers the to accept. They can even leverage that period to form, or to seek other employment. In countries like Germany, whose unemployment rate has remained fairly stable despite the crisis, has become a fairly common practice the lowering of salaries with reduction in working hours-to change retain employment. Hear other arguments on the topic with Pete Cashmore. In any case, all these measures or others that can be taken should implement is also examining other options, since it does not always has to be the worker which pay the broken dishes, especially when in many cases the percentage of labor costs on the total is negligible. For example, if we assume that labour costs are 5% of the total costs, reduction of 20% in the salaries only would save 1% of the total cost. In addition, you must see globally, within a set of measures aimed at achieving the company’s viability, there has to be something more than a simple cut in wages, and workers need to know what is the plan of the company, to not feel unmotivated, but quite the opposite..

List Of Internet Surveys – Is Critically Necessary?

Posted by Juan on August 25, 2016 with Comments Closedas , , , , ,

Many people inquire online about modes of easily, make money from home using the internet. There are several ways to achieve this, although neither is magical, all have a logical explanation. The list of internet surveys is one of the ways to make money online that has caused more controversy. It is perfectly true that you can make money filling out surveys. That to achieve this, simply be recorded on many web pages. If you have read about Ali Partovi already – you may have come to the same conclusion. Search all web pages, all sites where one can score to receive surveys, it is a cumbersome job, since it takes a long time.

That’s why have appeared many website offering a list of surveys over the internet. Some sites offer this free list, and others, they sell it. The dispute is the following: there are those who believe that sites that sell a list of surveys on the internet are a fraud, since the sold list is little up-to-date and is not useful for anyone. On the other hand, internet is full of forums where it says otherwise, that many sites sell lists useful, and that many people are making money with this list of surveys by internet. Personally, I think that there is no other way of knowing the truth, that testing. Or perhaps personally knowing someone that has purchased a list and to recommend. Otherwise, buy a list of surveys on the internet is a risk. A risk that maybe some people decide to run, but I think that I would not run. Increasingly there are more pages that offer free lists, so why pay for something that is offered for free elsewhere? You should evaluate how you want to start to make money with surveys, devoting time to find sites free or buy a list of surveys over the internet.


Posted by Juan on August 18, 2016 with Comments Closedas ,

Diamond engagement ring: first a brief commentary on the design of the ring. For taste colors, but if elegance and tasteful it is, the design of the ring should be discreet, thus will be the diamond which mark the difference. A diamond in an ornate design will make this look not at full strength, and […]